WEDDING INSURANCE!!!!

What a nightmare!! About a week ago there was a huge clammor amongst wedding industry friends of mine about the sudden closure of The Georgetown Club in Georgetown, MA. They locked their doors and filed for bankruptcy protection. Employees suddenly have no job, creditors are not paid and the worst part - brides getting married that weekend and in the very near future - have no place to hold their reception. What I really hoped was that some of those brides invested in wedding insurance. In the past, this type of insurance was thought of as an unneccesary expense. In many cases it was due to their confidence that their venue is a landmark or otherwise well known facility in seeimingly good financial health. Wedding planners usually hear via the underground when some vendors or even venues are on shaky financial ground. We like to keep others in the know if they do decide to go with that vendor and make their own decisions. But, with the recent closing of the Georgetown Club, what about your florist? How about the limo company. Protection is there for couples to make sure they recoup their financials but what happens a week before your wedding and the venue closes? If you have a planner - there is always a plan B. We have the resources, we make the calls, we can negotiate a better deal and make sure you have all the information needed to make fast decisions. Get all the information you can about insurance and make a decision that is best for you. There are lots of companies to choose from and if you own your own home - check with your homeowners insurance to see if you can get a binder from them. It is reasonably priced and based on deposits, gift theft, jewelry loss, etc.. Anything can happen at a wedding - just don't let it happen to you.